Heading to the car dealership to kick a few tires and browse at vehicles is always fun whether you’re serious about purchasing or not. But for those who need to make decisions quickly, doing the right homework before heading to the dealership is something all of us have in common. It means we’ve taken the time to prepare ourselves for the discussions we need to have to make a sound financial decision. When you know what you want, and you know what you can afford, the process is much more enjoyable – you’re buying a vehicle after all.

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Private vehicle sales deals, whether realized on Kijiji or at an auction, represent a substantial aspect of the total vehicle sales market. They are simple, straight-up agreements made usually when a seller needs to sell quickly in order to extract maximum value from their asset.

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Being locked into a less than favourable loan or lease isn’t a situation most of us wish to stay in, making refinancing your existing vehicle loan a great way to investigate the benefits of revisiting your term agreement. Knowing when to do so, however, makes all the difference in following through with your plan and can easily help to alleviate some of the financial stresses, especially if related to your transportation-dependant business.

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